Dog Insurance is a Sensible Precaution

Most dog owners never consider dog insurance until they're faced with a large veterinary bill. And the fact is that you can never foresee when you'll need to seek veterinary care, or how much it will cost. Not infrequently, a visit to the vet to treat an injury or an unexpected illness can cost hundreds, or even thousands, of dollars. Ouch! How easy would it be your dog or puppy to break his leg? It happens every day, regardless if these pets stay indoors or are allowed to roam free in the yard. And can you guess how much it will cost you out-of-pocket? The average veterinarian costs for a broken bone is around $900. The monthly premium for dog insurance is pennies compared to such an expense for medical care.

Dog Insurance Options As with any type of insurance, dog insurance types vary from company to company. Some label their products as pet assurance, as opposed to pet insurance, but it's pretty much the same type of cover. Either way, you can expect most dog health insurance plans to provide coverage for the following: Spaying/Neutering: Unless you are a serious breeder then it is only ethical that you have your dog spayed or neutered. Your dog health insurance plan may cover up to 100% of the cost. And remember, having your dog fixed helps keep animal population under control and reduces the chances of dogs roaming the streets looking for a mate, often resulting in injuries due to fighting or other accidents. Prescription Flea Control: Many over-the-counter flea control products do not work on every dog.

Fleas are not only a nuisance to your pet, they can also cause warms and serious skin conditions. Dog insurance plans may be able to cover the costs of more potent, prescription-only flea control products. Annual Exam Costs: Even if your dog is 100% healthy, he should still be taken to the veterinarian annually for a complete checkup.

Why spend this money out of your pocket when dog insurance can cover the fees each year? Heartworm Medication: If you forget your heartworm prevention meds, your dog may contract heartworm. This condition is more prevalent than most people realize. And it's expensive to treat.

Your dog health insurance plan is likely to cover this cost also. Lab Costs: Blood tests and other lab work is covered by most dog health insurance plans. You never know when your vet may want to order blood work - especially if serious diseases are suspected, such as diabetes or heartworm. Teeth Cleaning: Having your dog's teeth cleaned probably never occurred to you, but this service is something you can take advantage of by enrolling in a dog insurance plan.

It is refreshing to know that you can have your dog or puppy's dental work maintained and keep his gums and teeth healthy for years to come. Hospitalization Costs: As mentioned previously, accidents do happen and should your dog suffer a broken leg or get diagnosed with a serious illness, the high fees of hospitalization time can be enormous. Instead of paying thousands of dollars out of your pocket, you can be worry-free knowing that these fees are taken care of by your dog insurance coverage.

To find out about dog insurance advice and its alternatives, choose a dog health insurance for every financial circumstances.